For Issuers

Transform everyday bills into spending power every time customers pay.

Gratitudes increases customer's buying power — helping Issuers create emotional value that keeps customers loyal, engaged, and connected..

$0.10
Per Gratitudes issued — your only cost
100%
Of bill value returned as buying power
1
Exclusive Issuer per industry
The strategic case

Why Issuers join the network.

Retention
Reduce churn with genuine value

Gratitudes create a benefit customers recognise immediately when they pay their bill — increased spending power they can use.

Differentiation
Secure a competitive advantage

Issuers receive exclusive category rights — only one energy company, one insurer, one telco. First mover in each industry locks in a powerful market advantage..

Connection
Build emotional value with customers

When customers receive Gratitudes, they feel your brand is giving something meaningful back. That emotional value strengthens loyalty and keeps your brand top of mind long after the bill is paid.

How it works for Issuers

Simple mechanics.
Significant impact.

Issue Gratitudes to your customers every time they pay their bill. Customers use them as part-payment at participating local businesses. You pay a flat $0.10 per Gratitudes issued — no ongoing liability, no complexity.

1
You issue Gratitudes when customers pay their bill
100% of the amount paid is issued as Gratitudes and credited to the customer's Gratitudes e-wallet.
2
Customers spend at local merchants
Gratitudes are accepted as part-payment at Redeemer businesses in the network.
3
You pay $0.10 per Gratitudes issued
A simple flat issuance fee — your only cost.
No redemption fees, no platform charges, no balance sheet liability.
Issuer economics

Monthly bill per customer $100

Customer pays bill100
Gratitudes issued per customer100
Issuance fee ($0.10 each)$10
Cost per customer per month$10.00

Actual numbers depend on your issuance policy. Commercial detail provided in briefing.

We are now selecting the founding Issuer in each sector.

Request a briefing.

We’ll walk you through the commercial model, exclusivity structure, technology architecture, and pilot strategy — in confidence.

Category exclusivity available now
The first Issuer in each sector secures the exclusive Issuer position.
Pilot results from Parramatta
Real merchant and consumer data from our Western Sydney launch.

Request a briefing

All enquiries treated in strict confidence.